Through our network of Bank Guarantee Issuers and Financial Services Providers, HELIOS are able to issue and monetize Guarantees / Standby Letter of Credit to avail Recourse/Non-Recourse Funding for any trade or project .
Offering up to 95% of Guarantee face value, with interest only rates from 03.00% per 12 month period. Our Lender banks will offer Credit Lines facilities to receive these Guarantee instruments; but clients must prove to have viable projects to fund.
Guaranteed fast completion process, and transfer of funds to clients upon monetization of Guarantees or funds put in platform trading for weekly profits.
Bank Instruments such as Letters of Credit, Standby L/Cs and Bank Guarantees are frequently used as a collateral security by the Lender banks and must be cash or asset backed.
Whilst these ‘instruments’ are utilized in conventional trading on a day to day basis, they can also be employed in complex financial structures designed to maximize financial positions and bespoke to each individual requirement.
We have a Global network of Lender banks or Receivers that specializes in monetization of almost any type of Bank or Financial Instrument worldwide from USD/Euros 5 million to USD/Euros 5 billion.
Summary of Process
Upon successful checks of client’s compliance documents; including Bank Comfort Letter or RWA, KYC information, etc.
HELIOS will enter agreement with Client, together with the Lender bank to setup a Credit Facility account for Client. The Credit Facility will be setup in favor of Client; to receive and monetize Client’s Bank Guarantee, which acts as collateral required to secure the Credit Facility.
Terms of the monetized funds; Lending terms will be communicated to Client by Lender bank via Loan Commitment Letter, in line with the terms and conditions of the Monetization/Loan Agreement.
Closing Process – SWIFT
After execution of the Bank Guarantee / Monetization contract by both parties; and fulfillment of all obligations by Client. The Lender Bank will be ready to communicate via SWIFT with Client’s Issuer bank.
- Client will instruct his bank to send SWIFT MT799 to the bank coordinates provided by the Monetizer.
- The Monetizer/Lender bank on receipt of the SWIFT MT799 from the Client’s bank will reply with a SWIFT MT799.
- On receipt of the Monetizer’s bank SWIFT MT799 the Clients bank will deliver the Bank Guarantee (BG) by SWIFT MT760 to the Monetizers bank.
- Upon receipt, confirmation and delivery of the SWIFT MT760 the Monetizer will within maximum four (4) banking days grant a Non-Recourse Loan for the LTV as agreed from its nominated bank to the Client.
- The Monetizer agrees to return the Bank Guarantee (BG/ SBLC) unencumbered at least fifteen (15) calendar days before the 1 year anniversary of the signed contract between the parties.
Complete Monetization Procedure and our process can be requested from our support team.
Monetization brochure and application for loan can be obtained by contacting our support team.
Provide bank instrument monetization
In order to monetize an SBLC (SBLC Monetization) you must be in possession of Guarantee instrument or the BCL prior to monetizing
(Prior to requesting monetization).
Helios Investment Company has developed relationships with some of the Top 25 AAA+ rated banks in the world to Monetize Bank Instruments for clients worldwide by arranging the monetisation against owned bank instruments such as BG’s (Bank Guarantees), LOC’s (Letter of Credit), SBLC’s (Standby Letter of Credit), CD’s (Certificate of Deposit), DPLC’s (Direct Pay Letter of Credit) and other banking and financial instruments.
This form of financing can be used in combination with our cash backed stand by letter of credit (SBLC) or Bank Guarantee (BG) Program in order to monetize the newly created document to obtain the right funds for project financing.
Monetizing bank instruments is the process of liquidating such instruments by converting them into legal tender. We can monetize or lend on just about any bank instrument to be used for project funding, move them into various trading platforms quickly and easily, as well as creatively incorporating them into financing certain development projects. We can monetize CD’s, SBLC’s, DPLC’s, BG’s and MTN’s. This can be accomplished in say, 5-14 working days.
Monetising an SBLC or Standby Letter of Credit is becoming rather common and can be done in as little as 5-7 working days. Many people refer to this as SBLC funding or SBLC financing since you are essentially obtaining cash on the basis of the SBLC or Bank Guarantee.
This process allows you to:
I. Monetize instruments for cash
II. Monetize instruments for buy/sell platform entry
III. Monetize instruments for both cash and buy/sell platform entry
SBLC Monetising Program Highlights
$5 Million to $5 Billion USD or EUR
The letter must be from an A or AA rated bank.
Must contain the following 5 phrases: ”Irrevocable”, “divisible”, “transferable”, “assignable” and “unrestricted”.
1-3 year term
Interest only loan
300-450 basis pts over prime rate
Bank fees apply
1-3% of advanced amount required to be as proof of funds as verified by a bank officer.
5-7 working days closing
90-95% of face value advanc
Case Study-SBLC Monetising or SBLC Monetisation:
If you own or lease a Bank Guarantee or SBLC, then we can help with monetization. In this case study the client owns a Bank Guarantee or SBLC in the amount ($25,000,000); and wishes to monetize to secure the purchase of land needed for a project. Client’s Guarantee or SBLC upon approval by HELIOS Operations; being a top bank, with at least an A+ rating. Client gets approved for monetisation of 90% of the SBLC’s face value ($22,500,000) minus bank fees. Terms: 2 year, interest only, 3.00%. Closing time: 10 days.